Whether you own a 25,000 square foot building or lease two rooms above a barber shop – the place where you do business is essential to your daily operations. From historic buildings to the eco-friendly, our carriers can properly insure your property, meaning the difference between disaster and a slight inconvenience should something happen. In addition to the building, we also protect what’s inside, including furniture, computers, and any other equipment you use in your business. No matter how careful you are, unexpected events such as fire, frozen pipes, or vandalism can and do happen. Make sure you are prepared.
We can provide your company with a business auto policy whether your company owns one van or a fleet of trucks. Do your employees use their personal vehicles to make bank deposits or run other errands for the company? Coverage for that can be provided as well since personal auto policies won’t cover vehicles damaged while being used for business purposes. Our carriers will customize a policy for you that will allow your company to run smoothly should it hit a bump in the road.
You’ve worked hard to build your business and it’s growing. Time to expand! When you’ve reached the point that you’re ready for a new or larger space, contact us about a builders risk policy. It will provide you with all the coverages necessary to protect you while your new building is under construction or your existing quarters are being expanded, remodeled, or repaired.
You’ve worked hard to build your business and turn it into a profitable enterprise. Having an umbrella, or excess liability policy, can help you save your business from bankruptcy when you get the call that your driver has missed a stop sign and caused a six vehicle accident. Or that the food you served at an event you catered last week was tainted with salmonella. Your underlying policies are adequate in most cases, but the limits could be exhausted if you are found liable for a large loss. Secure your company’s future with an added layer of protection.
As much as your clients rely on you, and as careful as you are with advice, situations arise in which you find yourself being sued for negligence or causing financial harm. Protect your company and its reputation as well as you care for your clients with a professional liability policy. It covers you for losses normally excluded under general liability policies, and also pays defense costs.